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finAPI – The Intelligent Banking API

finAPI brings intelligence into your data. Offer your customers added value through user-friendly multibanking, clear budget book, automatic categorization of all sales data, recognition of contracts and brand assignment and digital proof of income in case of loan application and lease agreement.

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Supports German and Austrian banks

Sales categorization and more

Easy integration

Coding since 2009

How to take advantage of finAPI

For Financial Service Providers

So far, the online and mobile banking offerings of most banks are limited to a presentation of sales and, if necessary, their graphic processing. With the finAPI XS2A programming interface (access to account API), you can offer your customer account information services such as multibanking and enable them to add current accounts of other domestic and foreign banks and payment service provider. finAPI Access manages secure account verification and provides the desired account information (aggregation of financial data). In addition, you can assign categories such as cost of living or working, which are automatically assigned to the corresponding transactions after a "learning phase" and often continue to process the data in many ways. On the basis of the data, numerous new products can be generated with real added value! Learn more about:

  • Sales categorization
  • Fast Credit Application processes
  • Contextual Quotations
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For Financial Service Providers
For Financial Service Providers

For Lenders

With the Online Banking API finAPI, credit application processes can be automated and directly verified on the basis of real customer data and a turnover categorization. An account check, such as reconciliation with account statements, is not necessary. The bank customer saves the sending of a salary statement and/or an account statements by post. The lender receives the data directly digitally, so you can continue processed without manual work.  The final security/conversion increases as customers do not cancel the application due to the way to the post. Another advantage is the security of counterfeiting, as the data for the identification of salary payments are directly obtained from a bank.
In addition, you can build detailed models based on the categorization data. Learn more about:

  • Simplified Credit Application processes
  • Realtime verification of account and address data
  • Models
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For Fintechs

With finAPI you can develop your software or app in the shortest time and concentrate on the implementation of your core business. Get already categorized sales from almost all German banks via simple rest services. Additional Personal Finance Management (PFM) services allow you to quickly implement a true user experience. Learn more about:

  • Easy retrieval of categorized account sales
  • Comprehensive rest services for PFM functions
  • Our support offer for your software development
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For Financial Service Providers
For Financial Service Providers

For Software Companies

Use finAPI to integrate the database into your existing application in the shortest possible time. With simple rest services, you can also access already categorized sales and provide new meaningful functionality to your users. Learn more about:

  • Easy and secure integration of your data into your application
  • Shortening and automating internal processes (e.g. accounting, expense report)
  • Support with software development
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Great companies rely on finAPI

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