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With multibanking, customers receive a complete and up-to-date financial overview of all bank connections, accounts and deposits on request. finAPI supports banks, fintechs and other providers to realize these multibanking offers quickly and easily. The PSD2-compliant banking API of finAPI makes it possible.
Companies and private households usually have several bank accounts and these often with different banks. Offer your customers the possibility to manage all accounts and deposits in one place with our Multibanking-API. This way, your customers always have an overview of all their account balances.
Set up a multibanking service for your customers in online banking. As a main bank, you can offer your customers an overview of their entire financial structure and become their key financial advisor. The advantage for banks: You are and remain the main point of contact when there is a question of banking, financing, or investments.
Not only banks, but also companies can realize new business models based on our multibanking API. Financial software, financial apps and financial platforms allow customers to link accounts and deposits from different banks and provide them with an up-to-date financial overview. In addition to connecting bank accounts, finAPI Data Intelligence analyses can be used to easily extend and expand the functions of your application.
The finAPI Data Intelligence module provides various account analyses. Categorization of account turnover makes income and expenses more transparent. Insurance contracts can be identified by the contract recognition tool in order to optimize insurance policies and close insurance gaps. Cash flow analyses and risk analyses make it easier to assess customers’ ability to pay for credit applications or online payments. Find out how we can support your business. Contact us.
Banks, insurance companies, fintechs, and many others have already realized innovative solutions with finAPI. We present some customers and their projects in joint success stories in our blog. Enjoy reading and get inspiration.