Payment methods for
online shops and e-commerce

As well as additional payment possibilities for e-shops, finAPI can also check creditworthiness, age and identity of your customers. Request advice
Improve your online shop
with popular payment methods
SEPA direct debits and online transfers are two of the most popular methods of payment in e-shops. Offer your customers both options with finAPI. Request advice on payment methods
Payment and proof of age
for e-commerce
Online transfers can be combined with KYC checks
or proof of age using GiroIdent.
More about Ident & Pay

Payment methods
for online shops
and e-commerce
As well as additional payment possibilities for e-shops,
finAPI can also check creditworthiness, age, and identity
of your customers.
Request advice
Improve your
online shop with
popular payment methods
SEPA direct debits and online transfers are two
of the most popular methods of payment in e-shops.
Offer your customers both options with finAPI.
Request advice on payment methods
Payment and
proof of age for
e-commerce
Online transfers can be combined
with KYC checks or proof of age using finAPI GiroIdent.
More about Ident & Pay

Payment methods for online shops and e-commerce As well as additional payment possibilities for e-shops, finAPI can also check creditworthiness, age and identity of your customers. Request advice Improve your online shop with popular payment methods SEPA direct debits and online transfers are two of the most popular methods of payment in e-shops. Offer your customers both options with finAPI. Request advice on payment methods Payment and proof of age for e-commerce Online transfers can be combined with KYC checks or proof of age using finAPI GiroIdent. More about Ident & Pay

METHODS OF PAYMENT

E-payments for online stores and apps

Customers want to be able to pay easily when shopping online. With finAPI you can integrate the two most common payment methods into your online store or app: Online bank transfers and direct debits. The KYC check of customers or business partners can also be included in the process. Various identity checks are available for this purpose using our finAPI GiroIdent solutions.

Payment via finAPI online transfer in e-shops

The finAPI online bank transfer works similarly to a classic online bank transfer. At the checkout in your online store, customers can select bank transfer as payment method. After clicking on “Pay now”, customers are taken to a secure finAPI page. They then agree to the terms of use and log into their online banking. A second authentication factor (PIN/TAN) confirms the payment. You then receive direct confirmation that the payment has been initiated.

Payment by direct debit in e-commerce

Direct debit payment is popular among customers as a simple and convenient way to pay invoices by direct debit. You can offer this payment option to your customers both offline and in your online store. By integrating finAPI Access and the Debit add-on for direct debits into your accounting software, you can optimize processes and save time and effort.

Identify customers and verify age or address online

It is not always easy to identify a customer, check age or verify an address for shipping online. Customers can’t just hand you their identity cards. finAPI’s GiroIdent can identify customers and business partners via their bank accounts. We offer various services: GiroIdent Basis for name verification, GiroIdent Plus for age and address verification, GiroIdent GwG for identity verification in accordance with simplified due diligence requirements of the Anti-Money Laundering Act (AMLA). And with GiroIdent myConnect, finAPI even offers a full KYC verification in accordance with the paragraph 12 of AMLA.