finAPI: The product platform for
innovative financial software
finAPI Product Platform
Our construction kit of different products and solutions to create individual applications
Our banking API and all product add-ons are modular. You decide which modules you need for your business and create a package tailored to your requirements.
finAPI Open Banking
A successful start in open banking
The core product of the Open Banking module is our banking API “Access”. Access allows you to connect to bank accounts and other deposits. We also provide our PSD2 license so that you comply with regulatory requirements without the time and effort of acquiring your own license. And for banks, we provide an XS2A server to connect third party providers (TPP) – an efficient way of complying with PSD2 rules.
finAPI Data Intelligence
Data Intelligence module for all kinds of account analysis
In addition to basic transaction categorization, our data intelligence module includes various cash flow analyses, risk analyses and contract recognition, e.g. for credit agreements, insurance contracts or contracts with energy suppliers or utilities. We are continually improving the already high accuracy of categorization and analysis using artificial intelligence.
finAPI KYC SOLUTIONS
KYC module to identify customers and business partners
Our KYC module allows you to identify customers and business partners without media disruption via the user’s online banking. Depending on the required scope of identification, a comparison of the name, address, or age is possible, but also a legally compliant full KYC check. It is also possible to combine a KYC check with a payment via online bank transfer.
finAPI PAYMENT SOLUTIONS
Payment Module: Individual and multiple bank transfers and direct debits
Our payment module gives you the choice between SEPA transfer, collective transfer, scheduled transfer, standing orders, instant payments as well as SEPA direct debit and collective direct debit. Optimize your financial accounting or your online store with our payment options. We are happy to advise you on our payment solutions without obligation.