finAPI prices:
Transparent and fair

finAPI is affordable and scalable. Choose the elements that you need from our comprehensive software package, and add further modules when required. Request advice

finAPI prices:
Transparent
and fair finAPI is affordable and scalable. Choose the elements that you need from our comprehensive software package, and add further modules when required. Request advice

finAPI prices: Transparent and fair finAPI is affordable and scalable. Choose the elements that you need from our comprehensive software package, and add further modules when required. Request advice

TRANSPARENT AND FAIR PRICES

finAPI Price overview

We offer a solution for (almost) every task. From account access, data intelligence for comprehensive financial analyses, KYC solution GiroIdent for identifying customers and business partners to payment solutions for accounting and e-commerce.

Prices for finAPI Access
+ Add-ons

  • Banking-API finAPI Access
  • Country extensions
  • Add-ons for finAPI Access

Prices for individual products

  • finAPI online bank transfer
  • Cashflow analysis
  • Risk analysis
  • Contract detection
  • Quick Checks
  • Digital Account Check (DAC)
  • GiroIdent – KYC solutions
  • Data Intelligence products

Prices for PSD2 license and finAPI Webform

  • finAPI Web Form
  • Payment Initiation Service (PIS)
  • Account Information Service (AIS)

To use finAPI products, a PSD2 license as a payment initiation service and/or a registration as an account information service is required. You can save time and trouble by using finAPI’s PSD2 license if you do not have your own PSD2 license. The use of finAPI Webform is included.

We offer finAPI Webform at a reduced price for use for your own accounts and/or non-PSD2-relevant accounts.

Prices for our banking API finAPI Access & Add-ons

Monthly license prices per userAccess B2CAccess B2X
Basic license up to 100 users (monthly flat rate)€30€50
Basic license from 101 to 1,000 users (monthly flat rate)€300€500
from 1,001 to 5,000 users€0.30€0.50
from 5,001 to 10,000 users€0.27€0.37
from 10,001 to 25,000 users€0.24€0.34
from 25,001 to 50,000 users €0.21€0.31
from 50,001 to 100,000 users€0.18€0.28
from 100,001 users€0.15€0.25
These prices are for use in one country. The use of additional countries can be booked individually. Currently, finAPI Access is available in Germany, Austria, Slovakia, Czech Republic and Hungary.
Monthly number of users Price per country per user
Basic license up to 100 users (monthly flat rate) €10
Basic license from 101 to 1,000 users (monthly flat rate) €100
from 1.001- 5.000 users €0.10
from 5.001- 10.000 users €0.09
from 10,001 to 25,000 users €0.08
from 25,001 to 50,000 users €0.07
from 50,001 to 100,000 users €0.06
from 100,001 users €0.05
finAPI Access is currently available for Germany, Austria, Slovakia, the Czech Republic and Hungary. One country is already included in the user agreement for Access. Only from the second country on we charge the listed prices per additional country.
Monthly license prices per user CAT PFM Pay Debit Batch updates* Contract detection** Event Analysis
Basic license up to 100 users (monthly flat rate) €10 €10 €10 €10 €10 €30 €40
Basic license from 101 to 1,000 users (monthly flat rate) €100 €100 €100 €100 €100 €300 €400
from 1,001 to 5,000 users €0.10 €0.10 €0.10 €0.10 €0.10 €0.30 €0.40
from 5,001 to 10,000 users €0.09 €0.09 €0.09 €0.09 €0.09 €0.27 €0.36
from 10,001 to 25,000 users €0.08 €0.08 €0.08 €0.08 €0.08 €0.24 €0.32
from 25,001 to 50,000 users €0.07 €0.07 €0.07 €0.07 €0.07 €0.21 €0.28
from 50,001 to 100,000 users €0.06 €0.06 €0.06 €0.06 €0.06 €0.18 €0.24
from 100,001 users €0.05 €0.05 €0.05 €0.05 €0.05 €0.15 €0.20
*Batch add-on for up to a maximum of four automatic batch updates per day

**Add-on contract detection; prices are per contract type; Currently the following contract types are available: Insurance, Credit, Gas, Electricity, and Telecommunications
Monthly license prices per user CAT PFM Pay Debit Batch updates* Contract detection** Event Analysis
Basic license up to 100 users (monthly flat rate) €30 €10 €30 €30 €10 €30 €40
Basic license from 101 to 1,000 users (monthly flat rate) €300 €100 €300 €300 €100 €300 €400
from 1,001 to 5,000 users €0.30 €0.10 €0.30 €0.30 €0.10 €0.30 €0.40
from 5,001 to 10,000 users €0.27 €0.09 €0.29 €0.27 €0.09 €0.27 €0.36
from 10,001 to 25,000 users €0.24 €0.08 €0.24 €0.24 €0.08 €0.24 €0.32
from 25,001 to 50,000 users €0.21 €0.07 €0.21 €0.21 €0.07 €0.21 €0.28
from 50,001 to 100,000 users €0.18 €0.06 €0.18 €0.18 €0.06 €0.18 €0.24
from 100,001 users €0.15 €0.05 €0.15 €0.15 €0.05 €0.15 €0.20
*Batch add-on for up to a maximum of four automatic batch updates per day

**Add-on contract detection; prices are per contract type; Currently the following contract types are available: Insurance, Credit, Gas, Electricity, and Telecommunications

Prices for stand-alone products

Prices per call Non-e-commerce Retail*
Basic license up to 100 calls (monthly flat rate) €25 €25 + 0.8%
Basic license from 101 to 1,000 calls (monthly flat rate) €250 €250 + 0.8%
from 1,001 to 5,000 calls €0.25 €0.25 + 0.8%
from 5,001 to 10,000 calls €0.22 €0.22 + 0.8%
from 10,001 to 25,000 calls €0.20 €0.20 + 0.7%
from 25,001 to 50,000 Call €0.18 €0.18 + 0.7%
from 50,001 to 100,000 calls €0.16 €0.16 + 0.6%
from 100,001 calls €0.14 €0.14 + 0.6%
Single products (stand-alone products) – use without/independent of finAPI Access

* The fees consist of a fee of X Euro plus 0.X% of the sales price in retail.

Prices and conditions for other industries (e.g. content or adult) on request. Contact us via our contact form and we will be happy to provide you with an individual offer.
Prices per call Income Rent/Living Bank/Credit Savings Insurance Mobility Shopping Spending Taxes Travel Entertainment MAF* Balance
Basic license up to 100 calls (monthly flat rate) €20 €20 €20 €20 €20 €20 €20 €20 €20 €20 €20 €30 €40
Basic license from 101 to 1,000 calls (monthly flat rate) €200 €200 €200 €200 €200 €200 €200 €200 €200 €200 €200 €300 €400
from 1,001 to 5,000 calls €0.20 €0.20 €0.20 €0.20 €0.20 €0.20 €0.20 €0.20 €0.20 €0.20 €0.20 €0.30 €0.40
from 5,001 to 10,000 calls €0.18 €0.18 €0.18 €0.18 €0.18 €0.18 €0.18 €0.18 €0.18 €0.18 €0.18 €0.27 €0.36
from 10,001 to 25,000 calls €0.16 €0.16 €0.16 €0.16 €0.16 €0.16 €0.16 €0.16 €0.16 €0.16 €0.16 €0.24 €0.32
from 25,001 to 50,000 calls €0.14 €0.14 €0.14 €0.14 €0.14 €0.14 €0.14 €0.14 €0.14 €0.14 €0.14 €0.21 €0.28
from 50,001 to 100,000 calls €0.12 €0.12 €0.12 €0.12 €0.12 €0.12 €0.12 €0.12 €0.12 €0.12 €0.12 €0.18 €0.24
from 100,001 calls €0.10 €0.10 €0.10 €0.10 €0.10 €0.10 €0.10 €0.10 €0.10 €0.10 €0.10 €0.15 €0.20
Single products (stand-alone products) – use without/independent of finAPI Access *MAF = Maximum Available Funds
Prices per call Chargebacks Debt collection Gambling Seizures
Basic license up to 100 calls (monthly flat rate) €25 €25 €25 €25
Basic license from 101 to 1,000 calls (monthly flat rate) €250 €250 €250 €250
from 1,001 to 5,000 calls €0.25 €0.25 €0.25 €0.25
from 5,001 to 10,000 calls €0.22 €0.22 €0.22 €0.22
from 10,001 to 25,000 calls €0.20 €0.20 €0.20 €0.20
from 25,001 to 50,000 calls €0.18 €0.18 €0.18 €0.18
from 50,001 to 100,000 calls €0.16 €0.16 €0.16 €0.16
from 100,001 calls €0.14 €0.14 €0.14 €0.14
Single products (stand-alone products) – use without/independent of finAPI Access
Prices per call Insurance contracts Credit agreements Electricity contracts Gas contracts Telecommunication contracts
Basic license up to 100 calls (monthly flat rate) €30 €30 €30 €30 €30
Basic license from 101 to 1,000 calls (monthly flat rate) €300 €300 €300 €300 €300
from 1,001 to 5,000 calls €0.30 €0.30 €0.30 €0.30 €0.30
from 5,001 to 10,000 calls €0.27 €0.27 €0.27 €0.27 €0.27
from 10,001 to 25,000 calls €0.24 €0.24 €0.24 €0.24 €0.24
from 25,001 to 50,000 calls €0.21 €0.21 €0.21 €0.21 €0.21
from 50,001 to 100,000 calls €0.18 €0.18 €0.18 €0.18 €0.18
from 100,001 calls €0,15 €0,15 €0,15 €0,15 €0,15
Single products (stand-alone products) – use without/independent of finAPI Access
Prices per call Account balance Account type Number of children
Basic license up to 100 calls (monthly flat rate) €10 €10 €10
Basic license from 101 to 1,000 calls (monthly flat rate) €100 €100 €100
from 1,001 to 5,000 calls €0.10 €0.10 €0.10
from 5,001 to 10,000 calls €0.09 €0.09 €0.09
from 10,001 to 25,000 calls €0.08 €0.08 €0.08
from 25,001 to 50,000 calls €0.07 €0.07 €0.07
from 50,001 to 100,000 calls €00.6 €0.06 €0.06
from 100,001 calls €0.05 €0.05 €0.05
Single products (stand-alone products) – use without/independent of finAPI Access
Prices per callDigital Account Check (DAC)
Basic license up to 100 calls
(monthly flat rate)		€140
Basic license from 101 to 1,000 calls
(monthly flat rate)		€1400
from 1,001 to 5,000 calls€1.40
from 5,001 to 10,000 calls€1.24
from 10,001 to 25,000 calls€1.12
from 25,001 to 50,000 Call€1.00
from 50,001 to 100,000 calls€0.88
from 100,001 calls€0.76

Single products (stand-alone products) – use without/independent of finAPI Access

Prices per call GiroIdent Basis GiroIdent Plus/Youth Protection GiroIdent GwG GiroIdent/SCHUFA myConnect-Hub
Basic license up to 100 calls (monthly flat rate) €50 €200 €300 Prices on demand
Basic license from 101 to 1,000 calls (monthly flat rate) €500 €2.000 €3.000 –
from 1,001 to 5,000 calls €0.50 €2.00 €3.00 –
from 5,001 to 10,000 calls €0.45 €1.80 €2.80  –
from 10,001 to 25,000 calls €0.40 €1.60 €2.60 –
from 25,001 to 50,000 calls €0.35 €1.40 €2.40 –
from 50,001 to 100,000 calls €0.30 €1.20 €2.20 –
from 100,001 calls €0.25 €1.00 €2.00 –
Single products (stand-alone products) – use without/independent of finAPI Access
Monthly license prices per userSmart Sales AdvisorDebitFlexGiroCheckCredit matching with Schufa
Prices per userfrom €1.20Prices on demandPrices on demandPrices on demand
Single products (stand-alone products) – use without/independent of finAPI Access

Prices for PSD2 license and finAPI Webform

Monthly fee
 finAPI Web Form
Use of the finAPI Webform€49
Monthly license fees AIS* PIS* AIS & PIS*
up to 100 users/calls €100 €100 €150
from 101 to 200 users/calls €200 €200 €300
from 201 to 300 users/calls €300 €300 €450
from 301 to 400 users/calls €400 €400 €600
from 401 to 500 users/calls €500 €500 €750
from 501 to 600 users/calls €600 €600 €900
from 601 to 700 users/calls €700 €700 €1,050
from 701 to 800 users/calls €800 €800 €1,200
from 801 to 900 users/calls €900 €900 €1,350
from 901 users/calls €1,000 €1,000 €1,500
Depending on the use case, billing is based on the number of users or on calls. The use of finAPI Web Form is included in the PSD2 licenses AIS and PIS.

* AIS = Account Information Service, PIS = Payment Initiation Service
All prices shown are net of VAT. The calculation of the licenses is cumulative. A call/retrieval is defined by “create report” according to the finAPI API documentation docs.finapi.io and comes depending on frequency of use and above basis and tier. A repeated call of the information “get report” is not cost relevant. A user is defined by a unique user ID in the finAPI database. The number of accounts and bank details managed per customer is not relevant for billing.

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finAPI

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Use Cases

Accounting
Credit check
Digital Account Check
E-Commerce
Finance platform
Identity Check
Insurance
Multibanking
Payments


Products

Banking-API
XS2A for banks
PSD2 license
Data Intelligence
KYC
Payments
Bank transfer
Direct debit
Prices

Contact us

finAPI GmbH
Adams-Lehmann-Str. 44
80797 München

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