Officially licensed and supervised by the German Federal Financial Supervisory Authority (BaFin).
Lending will be easier, faster and safer for you and your customers in the future with the KreditCheck. You get an analysis of your customer’s income and expenses as well as a budget statement based on an account insight. Thus, you get an overview of all accounts within seconds – also from third-party banks.
The concept is designed as a zero-integration solution, so that no complex integration into your back-end systems is required and you receive audit-proof documentation.
Loans that are detected when looking at the bank account are matched with reported loans at SCHUFA using the finAPI LoanValidator. This gives you a more complete picture of your customer’s financial situation and you can see at a glance what he/she can really afford. You will also receive a PDF file as a result, which you can use to document your consultation.
Your manual effort is reduced, your employees are relieved and your credit decisions are accelerated.
Our product solutions are modular and flexible, meaning you choose only the components you need to implement your use case.Here you can find more information. Here you can find more information about the various analyses and reports as well as our payment and KYC solutions.
Would you like to receive more information about finAPI KreditCheck and finAPI LoanValidator or do you have questions about our product solutions? Please send us a message. We will be happy to advise you.