Direct Account2Account (A2A) such as SEPA transfers and SEPA direct debits are now standard for B2B payments and for online stores. With finAPI you can integrate these payment types and multiple direct debits, collective transfers and standing orders into your systems easily and quickly.
Real-time bank transfer
A real-time transfer or instant payment is a lightning-fast transfer within the SEPA area. The funds are credited to the recipient’s account within a maximum of 10 seconds. The perfect solution when things need to happen right now.
Check address, age & identity
With finAPI GiroIdent you can verify the name, age, address, or identity of your customers in accordance with European money laundering laws. The complete process takes place online and without media disruption. This type of identity verification is quick, convenient, and secure for you and your customers.