finAPI GiroIdent Youth Protection: KJM gives positive rating to new solution for online age verification

Also online, products with age restrictions may not be sold to children or young people. Instead of showing their ID, customers can use finAPI GiroIdent Youth Protection to easily and conveniently prove their age online to the online store. For the age verification, the customer is redirected to a secure website of finAPI GmbH. There he or she logs into his or her online banking and finAPI matches the name of the customer with the name of the account holder. If the data match, the so-called SCHUFA-Q-bit is retrieved. This confirms that the customer’s identity has been previously confirmed via face-to-face ID checks, e.g. when opening an account. The process takes only a few seconds, so that the order or activation of the desired content can be completed quickly and at the same time in a legally secure manner in compliance with the German Youth Protection Act (JuSchG) and the Interstate Treaty on the Protection of Minors in the Media (JMStV).