Real time transfers

finAPI Instant Payment: SEPA bank transfer in seconds

With finAPI Instant Payment you have a fast and secure way to make a bank transfer. The big advantage over a standard bank transfer is that the money is credited to the recipient’s account within a few seconds – 24/7 and 365 days a year.

There are clear benefits of real-time money transfers for businesses and customers, benefiting not only online retailers, but also businesses and customers in many other industries.

  • Extremely quick

    Instant payments are transfers in real time. The payment reaches the account of the recipient within 10 seconds.

  • Totally safe

    Instant payments cannot be recalled or reversed. If the money is on your account, it is yours!

  • Very flexible

    Instant payments are possible throughout the SEPA currency area around the clock, 365 days a year. Pay online whenever you want from wherever you are.

  • An excellent service

    Offering real-time transfers means added value for your customers, and can help to set you apart from the competition.

Easy, fast payment method for customers

Many online stores do not yet offer real-time banking, but it can speed up processes and offer a competitive advantage. Customers can receive goods faster or use services immediately, because the payment is made in real time. In addition, payment by bank transfer is simple and convenient for the customer, as it works with the familiar online banking login.

Risk-free payment method for all online stores

To minimize the risk of non-payment, many online stores offer their customers various payment methods, depending on the order and payment history or external credit checks, for example. Payment by real-time bank transfer can be offered to any customer completely risk-free, regardless of whether they are a B2C or B2B customer, because payments received cannot be reversed.

Added value: Fast payouts of returns

When it comes to processing returns, customers expect to get their money back quickly. If the refund takes too long, customers will think twice about placing further orders. A fast refund via real-time bank transfer increases customer satisfaction and that is good for any business.

Easy integration & customizable white label solution

Information about how to integrate finAPI Instant Payment and other finAPI products you can find in the developer portal. You can add your own branding to your own customized services. We also offer you the possibility to test finAPI for 30 days free of charge.

finAPI Instant Payment

Your advantages at a glance

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