finAPI unter dem Dach von Fabrick und der Sella Group
Im Juni 2025 hat Fabrick S.p.A., ein Unternehmen der Sella Group, 75 % der Anteile an finAPI übernommen. Das gemeinsame Ziel ist es, das Nutzererlebnis bei Zahlungen und beim Zugriff auf Finanzdaten weiterzuentwickeln. Für unsere Kunden bedeutet das künftig ein erweitertes Angebot an digitalen Lösungen rund um Open Finance und moderne Zahlungslösungen.
Open finance software. Made in Munich, Germany.
finAPI is a financial tech company based in Munich, and one of Germany’s leading providers of open banking and open finance solutions. Our account information and payment initiation services are licensed and approved by the German Federal Financial Supervisory Authority, BaFin. We have been providing finance software solutions for B2B customers since 2008.
Software solutions to aggregate and analyze financial data
As a software developer and service provider for the financial sector, finAPI delivers simple and secure cloud-based financial software solutions for aggregating and analyzing financial data. We focus on B2B2X products for open banking, open finance, data intelligence, KYC and online payments. Our customers are banks, financial service companies, fintechs and companies from other sectors.
finAPI under the umbrella of Fabrick and the Sella Group
In June 2025, Fabrick S.p.A., a company of the Sella Group, acquired 75% of the shares in finAPI. The shared goal is to further enhance the user experience in payments and access to financial data. For our clients, this means access to a broader range of digital solutions around Open Finance and modern payment services.
Your advantages
Key facts about finAPI
- Founded in 2008
- Federally licensed, tried and tested
- Licensed payment initiation service provider (BaFin, Germany)
- Registered account information service provider (BaFin, Germany)
- Connection to 11 countries in Europe
- > 100 million potential bank accounts
- > 13 million API calls every day
- > € 4 billion monthly payment volume
Our vision and mission
Our aim is to be Europe's leading financial tech company and number one partner for open finance solutions.
finAPI enables access to bank account and other valuable financial data. This allows us to enable you to create innovative financial services, drive the development of your digitally automated processes, and simplify and improve both your processes and the services you provide to your customers.
Our values
The heart of our corporate culture
Agility
We are agile and flexible and open for new ideas. This enables us to react quickly to the dynamics of the financial market, and develop innovative solutions for the widely varying needs of our customers.
Quality
For finAPI, “quality” is more than just a buzzword – it is the foundation of our mission. For us, quality means providing our customers with great product solutions for financial applications. Quality also means providing our customers with a dedicated support team, understanding their needs and offering innovative solutions.
Trust
Reliability, commitment, and fairness are key to how we deal both with our teams and with our customers and partners. We insist on open communication and emphasize the value of transparency. These values are not only the cornerstone of our cooperation, but also pave the way for mutual trust, which promotes joint success.
Team spirit
The strength of our team is not only based on the combination of experience and expert knowledge, but also on mutual respect and trust. The best results are not reached by individuals alone, but through teamwork. We think of our customers as part of our team, and see our customers as partners with whom we work together to achieve the best possible results.
The finAPI story
Milestones in our history
2008
Foundation
Dr. Florian Haagen and
Dr. Martin Lacher.
2011
Product launch
finAPI launches on the German market with one of the first PFM programs for banks.
2012
Successful pilot trial
Software is used successfully by the Sparda-Bank Baden-Württemberg.
2013
Close cooperation
finAPI establishes a corporation with ELAXY Financial Software & Solutions. The product is developed further and marketed as ELAXY Finance Manager.
2014
Sparda-Banks
The Sparda-Banks and the August Lenz Bank are the first to use our PFM technology.
2015
ELAXY Financial
ELAXY Financial Software & Solutions take over the Finance Manager and its further development.
2016
New direction
A new direction for finAPI and the development of our first intelligent banking API for innovative financial applications in companies.
2017
Going international
Internationalization of the banking API finAPI Access, and connection to of international banks.
2019
Regulatory approval
finAPI is registered as an account information service provider and is licensed as a payment initiation service provider by the German Federal Financial Supervisory Authority (BaFin).
2019
Cooperation with SCHUFA
SCHUFA Holding AG acquires a majority stake in finAPI and starts a close cooperation in open banking and access-to-account (XS2A).
2020
Broadening of product portfolio
Extension of modular and scalable finAPI software into open banking, data intelligence, KYC and payments to allow further individualization of solutions for individual customers.
2022
TÜV certification
TÜV Informationstechnik GmbH (TÜViT) has awarded finAPI the “Trusted Site Privacy” certificate.
2022
Launch of Open Finance Association
finAPI is a member of the newly launched Open Finance Association (OFA). OFA is dedicated to furthering open finance in the UK and EU.
2024
Digital Lending Association (DLA)
Membership in the Digital Lending Association (DLA) to actively contribute to the development of digital lending and financial services standards.
2025
Fabrick acquires finAPI
Fabrick has acquired 75% of finAPI GmbH from SCHUFA Holding AG. This strategic step positions Fabrick and finAPI among the leading Open Finance providers in Europe.
Optimal extensions
More than just an API for account aggregation
finAPI can access account information from almost all banks in Germany, Austria, Belgium, France, the Netherlands, Romania, Slovakia, the Czech Republic and Hungary. Furthermore, we offer a wide range of services for financial institutes, account information services, service providers to the financial sector and other companies.
Our finAPI products
Would you like to find out more about our products? You can find all the details about our banking API, data intelligence analysis, KYC solutions and payment solutions by clicking below.
Use cases
Our software can be used in a wide variety of ways. These use cases explain the most common ways our customers profit from finAPI: multi-banking, finance manager, liquidity checks for credit applications, identity verification (KYC checks), bookkeeping process optimization including payment matching, and receivables management.
Success stories: Let our customers tell you how good we are.
Hundreds of companies use our banking API and other software solution successfully. These success stories tell you how they have used finAPI to help their businesses.
Your career at finAPI
Would you like to help finAPI improve financial technology? Then apply for one of our vacancies.
Contact us
finAPI GmbH
Adams-Lehmann-Str. 44
80797 München
BaFin
Officially licensed and supervised by the German Federal Financial Supervisory Authority (BaFin).
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