finAPI: The product platform for innovative financial software

The finAPI platform is a modular system: It includes open banking, data intelligence, KYC and payments. Choose what you need and combine elements without worrying about compatibility.

finAPI Product Platform

Our construction kit of different products and solutions to create individual applications

Our banking API and all product add-ons are modular. You decide which modules you need for your business and create a package tailored to your requirements.

CLEAR ADDED VALUE

The advantages of finAPI

Operational since 2008
Connection to 9 countries in Europe
> 100 million potential bank accounts
> 13 million daily API calls
Attractive pricing models
30 days free trial
Easy integration into existing systems
Support for implementation and when up and running
PSD2 XS2A bank interface - software made in Germany
Highly scalable and future-proof
BaFin-licensed payment initiation service
BaFin-registered account information service

finAPI Open Banking

A successful start in open banking

The core product of the Open Banking module is our banking API “Access”. Access allows you to connect to bank accounts and other deposits. We also provide our PSD2 license so that you comply with regulatory requirements without the time and effort of acquiring your own license. And for banks, we provide an XS2A server to connect third party providers (TPP) – an efficient way of complying with PSD2 rules.

finAPI Data Intelligence

Data Intelligence module for all kinds of account analysis

In addition to basic transaction categorization, our data intelligence module includes various cash flow analyses, risk analyses and contract recognition, e.g. for credit agreements, insurance contracts or contracts with energy suppliers or utilities. We are continually improving the already high accuracy of categorization and analysis using artificial intelligence.

finAPI KYC SOLUTIONS

KYC module to identify customers and business partners

Our KYC module allows you to identify customers and business partners without media disruption via the user’s online banking. Depending on the required scope of identification, a comparison of the name, address, or age is possible, but also a legally compliant full KYC check. It is also possible to combine a KYC check with a payment via online bank transfer.

finAPI PAYMENT SOLUTIONS

Payment Module: Individual and multiple bank transfers and direct debits

Our payment module gives you the choice between SEPA transfer, collective transfer, scheduled transfer, standing orders, instant payments as well as SEPA direct debit and collective direct debit. Optimize your financial accounting or your online store with our payment options. We are happy to advise you on our payment solutions without obligation.